When businesses are looking for a way to acquire new computer and office equipment, leasing is often the best option. Leasing allows businesses to get the equipment they need without having to pay for it all at once. It also helps businesses manage their cash flow and balance sheets. In this blog post, we will discuss the benefits of leasing office equipment and how to find the best office equipment leasing company near you!
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What office equipment can you lease?
It may seem obvious, but before leasing office equipment, it’s key to know what can be included in the financing. That said, office equipment includes all the tools, machines, and furnishings required to complete office tasks:
- Computer technology:
- Desktop computers, monitors, keyboards, mouses, mics, headphones and webcams
- Servers
- Laptops
- Tablets
- Routers
- Mobile phones
- Backup hardware
- Software
- computer accessories, such as monitor and laptop stands
- Business machines
- Printers
- Scanners
- Photocopiers
- Movement of pages
- Recorders
- Shredder
- Label printer
- POS terminals
- Office furniture
- Desks
- Chairs
- Filing cabinets
- Bookcases
- Sofas
- Meeting tables and chairs
- Lighting
- Whiteboards
- Telephones

- Office supplies
- Paper
- envelops and shipping boxes
- Notepads
- Business cards
- Stamps
- pens, pencils, staplers, paperclips, tapes, and scissors
- three-hole punches, blinders, surge protectors and paper trays
- Other office supplies
- Coffe makers, mugs, and coasters
- Fridgers
What is computer and office equipment leasing?
Computer and office equipment leasing is a way to get the equipment you need without having to break the bank. The agreement lasts for a specific period, and when it’s over, you can return the equipment, lease it again, or purchase it. The lease type you choose at the beginning of the lease agreement defines your options for the end of the lease.
Leasing equipment is different from other financing options. When you lease, you “borrow” the equipment over time and use it as collateral.
Benefits of office equipment leasing
Keep your bank borrowing capacity
Applying for a lease might seem to be confusing and seem like it might impact your business’s ability to borrow in the future. The good news is office equipment leasing doesn’t affect your bank borrowing capacity, so you can get the equipment you need without any hassle.
Sales tax spread on the lease term
When you buy office equipment, you have to pay the sales tax up front. This can be a big hit to your cash flow. Even if you have the cash flow to buy the office equipment outright, you’re still going to have to pay the sales tax. Leasing office equipment is a great way to avoid having to pay the sales tax all at once. You can spread out the payments over time, and lenders will take care of paying the taxes for you.
Payment is 100% tax-deductible
Leasing your office equipment is a great option that can help your business save money. With leasing, your payments are 100% tax-deductible, providing a huge fiscal advantage while helping your business’s cash flow.
Speed of approval
Applying for a lease shouldn’t be confusing or time consuming. You don’t want the process to hold up your business’ growth. Office equipment leasing companies, like Finco, can get you an approval in 48 business hours or less, often within the same day. At Finco we work on every case in the most efficient and fastest manner to provide the best financing solutions.
Customized financing for your specific needs
You need a leasing plan that meets your specific needs, but it’s hard to know which one that is. Top equipment leasing companies offer you different customized leasing options. For instance, at Finco our experts will help you find the best financing option for your business needs.

Leasing terms are immune to inflation
Leasing computers and office equipment can help prevent inflation. By locking in terms for a set period of time, you can avoid the price increases that can come with inflation. This can help keep your budget under control and allow you to better predict your future costs.
Leasing allows you to upgrade your equipment
New office equipment can be more energy efficient than older models, which can save your business money on utility bills. It can often be more productive than older models, meaning you can get your work done more quickly and efficiently.
FAQs about office equipment leasing
Equipment leasing vs. buying
When it comes to financing equipment for your business, leasing can be a great alternative to buying. Buying equipment outright can limit your capital and purchasing power, while leasing allows you to conserve cash and leverage the equipment you need to grow.
Can I lease used office equipment?
Yes. You don’t always need new equipment to do your job. Getting used equipment is sometimes the best option. Here too, leasing can be a good financing option for your business projects.